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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,285 | $73,848-75.2% | $143,799-87.3% | $68,486-73.3% |
| Participation rate | 82.8% | 66.7%+16.2pp | 80.3%+2.5pp | 67.9%+14.9pp |
| Annual return | -21.59% | 0.91%-22.5pp | -0.04%-21.5pp | -7.85%-13.7pp |
| Employer contribution / active EE | $1,581 | $3,184-50.4% | $4,952-68.1% | $2,597-39.1% |
| Participant deferral / active EE | $2,700 | $3,385-20.2% | $5,638-52.1% | $4,028-33.0% |
| Admin fee / account holder | $915 | $5,755-84.1% | $14,677-93.8% | $5,404-83.1% |