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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,128 | $167,362-10.9% | $143,799+3.7% | $134,532+10.8% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -14.98% | 0.47%-15.5pp | -0.04%-14.9pp | 418.27%-433.2pp |
| Employer contribution / active EE | $6,810 | $5,620+21.2% | $4,952+37.5% | $4,741+43.6% |
| Participant deferral / active EE | $13,380 | $6,447+107.5% | $5,638+137.3% | $6,401+109.0% |
| Admin fee / account holder | $30,067 | $18,094+66.2% | $14,677+104.9% | $11,429+163.1% |