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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,436 | $183,539+89.3% | $155,556+123.4% | $145,897+138.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.87% | 61.31%-44.4pp | 64.84%-48.0pp | 552.29%-535.4pp |
| Employer contribution / active EE | $7,225 | $5,315+35.9% | $4,675+54.5% | $4,663+55.0% |
| Participant deferral / active EE | $14,928 | $6,467+130.8% | $5,631+165.1% | $6,689+123.2% |
| Admin fee / account holder | $3,839 | $19,275-80.1% | $15,885-75.8% | $13,390-71.3% |