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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,536 | $52,884-63.1% | $84,753-76.9% | $55,167-64.6% |
| Participation rate | 86.2% | 67.5%+18.7pp | 76.6%+9.6pp | 69.0%+17.2pp |
| Annual return | 27.72% | 18.03%+9.7pp | 22.78%+4.9pp | 169.23%-141.5pp |
| Employer contribution / active EE | $2,241 | $2,233+0.4% | $3,574-37.3% | $1,963+14.2% |
| Participant deferral / active EE | $5,665 | $2,644+114.3% | $3,712+52.6% | $3,054+85.5% |
| Admin fee / account holder | $777 | $581+33.7% | $5,333-85.4% | $504+54.1% |