Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,064 | $65,125-93.8% | $143,797-97.2% | $66,949-93.9% |
| Participation rate | 37.1% | 65.2%-28.1pp | 80.3%-43.2pp | 69.8%-32.7pp |
| Annual return | -12.20% | -11.13%-1.1pp | -0.04%-12.2pp | 1.57%-13.8pp |
| Employer contribution / active EE | $385 | $2,362-83.7% | $4,952-92.2% | $2,545-84.9% |
| Participant deferral / active EE | $1,246 | $2,920-57.3% | $5,638-77.9% | $4,239-70.6% |
| Admin fee / account holder | $13 | $503-97.4% | $14,679-99.9% | $594-97.8% |