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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,821 | $175,231-65.9% | $149,696-60.0% | $139,466-57.1% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 18.97% | 166.77%-147.8pp | 134.46%-115.5pp | 373.66%-354.7pp |
| Employer contribution / active EE | $3,121 | $5,478-43.0% | $4,821-35.3% | $4,754-34.3% |
| Participant deferral / active EE | $7,138 | $6,521+9.5% | $5,682+25.6% | $6,712+6.3% |
| Admin fee / account holder | $1,019 | $16,155-93.7% | $13,212-92.3% | $11,409-91.1% |