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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,379 | $165,939-52.8% | $122,354-35.9% | $147,586-46.9% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 11.53% | 34.56%-23.0pp | 30.28%-18.7pp | 578.59%-567.1pp |
| Employer contribution / active EE | $585 | $5,754-89.8% | $4,051-85.5% | $4,876-88.0% |
| Participant deferral / active EE | $6,056 | $4,005+51.2% | $3,287+84.2% | $5,439+11.3% |
| Admin fee / account holder | $2,008 | $7,425-73.0% | $5,479-63.3% | $10,886-81.6% |