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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,738 | $183,539-83.8% | $155,556-80.9% | $145,897-79.6% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 13.54% | 61.31%-47.8pp | 64.84%-51.3pp | 552.29%-538.7pp |
| Employer contribution / active EE | $1,306 | $5,315-75.4% | $4,675-72.1% | $4,663-72.0% |
| Participant deferral / active EE | $2,777 | $6,467-57.1% | $5,631-50.7% | $6,689-58.5% |
| Admin fee / account holder | $0 | $19,275-100.0% | $15,885-100.0% | $13,390-100.0% |