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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,400 | $93,617-48.3% | $135,982-64.4% | $75,177-35.6% |
| Participation rate | 51.9% | 75.2%-23.3pp | 81.9%-30.1pp | 67.2%-15.4pp |
| Annual return | 17.58% | 30.89%-13.3pp | 68.32%-50.7pp | 160.75%-143.2pp |
| Employer contribution / active EE | $2,705 | $3,538-23.6% | $4,859-44.3% | $2,671+1.3% |
| Participant deferral / active EE | $2,574 | $6,406-59.8% | $7,760-66.8% | $4,126-37.6% |
| Admin fee / account holder | $5,738 | $6,980-17.8% | $10,767-46.7% | $5,651+1.5% |