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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,196 | $150,346-91.9% | $120,524-89.9% | $145,877-91.6% |
| Participation rate | 85.7% | 78.8%+6.9pp | 71.9%+13.8pp | 80.3%+5.4pp |
| Annual return | 9.61% | 154.40%-144.8pp | 107.36%-97.8pp | 551.28%-541.7pp |
| Employer contribution / active EE | $253 | $4,353-94.2% | $3,469-92.7% | $4,663-94.6% |
| Participant deferral / active EE | $0 | $6,172-100.0% | $4,994-100.0% | $6,691-100.0% |
| Admin fee / account holder | $496 | $12,215-95.9% | $9,440-94.7% | $13,402-96.3% |