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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,727 | $89,370-58.9% | $141,197-74.0% | $72,976-49.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 23.26% | 111.88%-88.6pp | 71.41%-48.1pp | 81.02%-57.8pp |
| Employer contribution / active EE | $2,624 | $3,115-15.7% | $4,736-44.6% | $2,440+7.6% |
| Participant deferral / active EE | $4,116 | $5,419-24.0% | $6,710-38.7% | $3,608+14.1% |
| Admin fee / account holder | $2,411 | $5,957-59.5% | $10,265-76.5% | $5,124-52.9% |