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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,311 | $160,040-83.6% | $147,096-82.1% | $145,877-82.0% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 12.15% | 98.49%-86.3pp | 419.75%-407.6pp | 551.28%-539.1pp |
| Employer contribution / active EE | $1,862 | $5,289-64.8% | $4,936-62.3% | $4,663-60.1% |
| Participant deferral / active EE | $4,448 | $8,429-47.2% | $8,071-44.9% | $6,691-33.5% |
| Admin fee / account holder | $1,391 | $15,050-90.8% | $13,005-89.3% | $13,402-89.6% |