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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,782 | $84,236-61.1% | $170,435-80.8% | $70,126-53.3% |
| Participation rate | 64.0% | 70.8%-6.8pp | 83.6%-19.6pp | 69.5%-5.5pp |
| Annual return | 19.53% | 23.06%-3.5pp | 205.94%-186.4pp | 73.15%-53.6pp |
| Employer contribution / active EE | $2,103 | $3,387-37.9% | $5,432-61.3% | $2,343-10.2% |
| Participant deferral / active EE | $3,686 | $3,086+19.5% | $4,939-25.4% | $3,332+10.6% |
| Admin fee / account holder | $1,205 | $5,698-78.8% | $13,881-91.3% | $4,645-74.1% |