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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,063 | $138,076-69.5% | $123,553-66.0% | $135,380-68.9% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -0.03% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $6,780 | $5,152+31.6% | $4,628+46.5% | $4,779+41.9% |
| Participant deferral / active EE | $8,122 | $6,800+19.4% | $6,426+26.4% | $5,609+44.8% |
| Admin fee / account holder | $1,674 | $10,917-84.7% | $9,284-82.0% | $10,828-84.5% |