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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,328 | $160,040-66.1% | $147,096-63.1% | $145,877-62.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.61% | 98.49%-84.9pp | 419.75%-406.1pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,773 | $5,289-66.5% | $4,936-64.1% | $4,663-62.0% |
| Participant deferral / active EE | $7,248 | $8,429-14.0% | $8,071-10.2% | $6,691+8.3% |
| Admin fee / account holder | $3,012 | $15,050-80.0% | $13,005-76.8% | $13,402-77.5% |