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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,049 | $158,852+36.6% | $121,220+79.1% | $135,380+60.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -2.16% | -0.64%-1.5pp | 16.94%-19.1pp | 519.81%-522.0pp |
| Employer contribution / active EE | $16,500 | $5,666+191.2% | $4,023+310.2% | $4,779+245.3% |
| Participant deferral / active EE | $8,167 | $4,006+103.9% | $3,345+144.1% | $5,609+45.6% |
| Admin fee / account holder | $1,813 | $6,515-72.2% | $5,021-63.9% | $10,828-83.3% |