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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,690 | $138,076-69.8% | $123,553-66.3% | $135,380-69.2% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -13.96% | 153.70%-167.7pp | 119.21%-133.2pp | 519.81%-533.8pp |
| Employer contribution / active EE | $7,909 | $5,152+53.5% | $4,628+70.9% | $4,779+65.5% |
| Participant deferral / active EE | $5,990 | $6,800-11.9% | $6,426-6.8% | $5,609+6.8% |
| Admin fee / account holder | $60 | $10,917-99.5% | $9,284-99.4% | $10,828-99.4% |