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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,847 | $86,050-4.9% | $189,758-56.9% | $94,015-12.9% |
| Participation rate | 32.0% | 68.9%-36.9pp | 79.8%-47.8pp | 70.8%-38.8pp |
| Annual return | 19.48% | 17.77%+1.7pp | 52.62%-33.1pp | 17.84%+1.6pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $1,576 | $3,349-52.9% | $5,856-73.1% | $4,249-62.9% |
| Admin fee / account holder | $15 | $6,627-99.8% | $20,388-99.9% | $8,951-99.8% |