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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,847 | $78,690+4.0% | $161,489-49.3% | $87,485-6.4% |
| Participation rate | 32.0% | 67.5%-35.5pp | 78.7%-46.7pp | 68.9%-36.9pp |
| Annual return | 19.48% | 32.74%-13.3pp | 89.72%-70.2pp | 26.06%-6.6pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,576 | $3,311-52.4% | $5,630-72.0% | $4,274-63.1% |
| Admin fee / account holder | $15 | $6,724-99.8% | $16,006-99.9% | $7,775-99.8% |