Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 11-2690003 | Other Services | $13,000 |
Service code 49 · EIN 36-4517541 | Other Services | $2,590 |
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 15 · EIN 95-6817943 | Recordkeeping | $937 |
Service code 49 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,532 | $69,977-70.7% | $108,582-81.1% | $62,881-67.3% |
| Participation rate | 59.5% | 72.9%-13.4pp | 79.6%-20.1pp | 69.3%-9.8pp |
| Annual return | 3.73% | 10.73%-7.0pp | -51.70%+55.4pp | 20.14%-16.4pp |
| Employer contribution / active EE | $527 | $2,135-75.3% | $3,758-86.0% | $2,281-76.9% |
| Participant deferral / active EE | $3,553 | $3,165+12.3% | $4,311-17.6% | $3,203+10.9% |
| Admin fee / account holder | $212 | $5,076-95.8% | $7,645-97.2% | $4,296-95.1% |