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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,033 | $138,102-3.7% | $125,381+6.1% | $134,532-1.1% |
| Participation rate | 68.2% | 84.5%-16.3pp | 82.4%-14.2pp | 81.2%-13.0pp |
| Annual return | -15.75% | 750.73%-766.5pp | 572.31%-588.1pp | 418.27%-434.0pp |
| Employer contribution / active EE | $2,297 | $5,245-56.2% | $4,815-52.3% | $4,741-51.6% |
| Participant deferral / active EE | $6,005 | $7,801-23.0% | $7,448-19.4% | $6,401-6.2% |
| Admin fee / account holder | $1,569 | $11,568-86.4% | $10,007-84.3% | $11,429-86.3% |