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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,458 | $107,363-26.9% | $92,909-15.6% | $152,897-48.7% |
| Participation rate | 40.0% | 79.8%-39.8pp | 76.0%-36.0pp | 82.5%-42.5pp |
| Annual return | 19.69% | 145.63%-125.9pp | 109.44%-89.7pp | 345.43%-325.7pp |
| Employer contribution / active EE | $2,335 | $4,222-44.7% | $3,653-36.1% | $4,764-51.0% |
| Participant deferral / active EE | $6,169 | $4,848+27.3% | $4,238+45.6% | $5,851+5.4% |
| Admin fee / account holder | $2,399 | $7,082-66.1% | $5,795-58.6% | $11,599-79.3% |