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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,064 | $63,346-82.5% | $92,240-88.0% | $70,126-84.2% |
| Participation rate | 70.3% | 68.7%+1.7pp | 76.5%-6.2pp | 69.5%+0.8pp |
| Annual return | 38.54% | 530.19%-491.7pp | 176.29%-137.8pp | 73.15%-34.6pp |
| Employer contribution / active EE | $5,191 | $2,471+110.1% | $3,680+41.1% | $2,343+121.6% |
| Participant deferral / active EE | $233 | $2,854-91.8% | $3,897-94.0% | $3,332-93.0% |
| Admin fee / account holder | $853 | $3,841-77.8% | $5,194-83.6% | $4,645-81.6% |