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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,046 | $198,457-9.8% | $170,435+5.1% | $147,586+21.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.21% | 257.30%-244.1pp | 205.94%-192.7pp | 578.59%-565.4pp |
| Employer contribution / active EE | $8,358 | $6,183+35.2% | $5,432+53.9% | $4,876+71.4% |
| Participant deferral / active EE | $7,248 | $5,629+28.8% | $4,939+46.7% | $5,439+33.3% |
| Admin fee / account holder | $908 | $16,852-94.6% | $13,881-93.5% | $10,886-91.7% |