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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,681 | $112,131+135.2% | $95,964+174.8% | $158,982+65.9% |
| Participation rate | 22.2% | 79.0%-56.8pp | 77.1%-54.9pp | 82.0%-59.7pp |
| Annual return | 13.21% | 171.19%-158.0pp | 91.64%-78.4pp | 302.99%-289.8pp |
| Employer contribution / active EE | $471 | $3,199-85.3% | $2,541-81.5% | $4,763-90.1% |
| Participant deferral / active EE | $3,500 | $4,784-26.8% | $4,167-16.0% | $5,983-41.5% |
| Admin fee / account holder | $15 | $10,136-99.9% | $6,797-99.8% | $11,252-99.9% |