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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,094 | $165,399-72.7% | $149,745-69.9% | $158,982-71.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.18% | 348.34%-332.2pp | 276.72%-260.5pp | 302.99%-286.8pp |
| Employer contribution / active EE | $1,381 | $5,105-72.9% | $4,646-70.3% | $4,763-71.0% |
| Participant deferral / active EE | $15,589 | $7,183+117.0% | $6,843+127.8% | $5,983+160.5% |
| Admin fee / account holder | $333 | $10,811-96.9% | $9,312-96.4% | $11,252-97.0% |