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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,627 | $105,200-57.6% | $159,474-72.0% | $85,847-48.0% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.8%+13.3pp | 69.3%+26.8pp |
| Annual return | 11.05% | 45.08%-34.0pp | 263.68%-252.6pp | 318.61%-307.6pp |
| Employer contribution / active EE | $3,433 | $3,319+3.4% | $4,831-28.9% | $2,565+33.8% |
| Participant deferral / active EE | $5,115 | $5,946-14.0% | $7,353-30.4% | $3,952+29.4% |
| Admin fee / account holder | $467 | $6,934-93.3% | $10,802-95.7% | $6,261-92.5% |