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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,750 | $99,009-35.6% | $86,581-26.4% | $147,585-56.8% |
| Participation rate | 73.9% | 76.3%-2.4pp | 73.5%+0.4pp | 82.8%-8.9pp |
| Annual return | 18.84% | 1312.70%-1293.9pp | 965.06%-946.2pp | 578.58%-559.7pp |
| Employer contribution / active EE | $4,974 | $3,132+58.8% | $2,840+75.2% | $4,876+2.0% |
| Participant deferral / active EE | $7,952 | $3,972+100.2% | $3,609+120.4% | $5,439+46.2% |
| Admin fee / account holder | $5,807 | $5,709+1.7% | $4,904+18.4% | $10,886-46.7% |