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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,375 | $115,814-88.5% | $101,275-86.8% | $158,982-91.6% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 13.52% | 56.16%-42.6pp | 46.48%-33.0pp | 302.99%-289.5pp |
| Employer contribution / active EE | $1,142 | $4,176-72.7% | $3,660-68.8% | $4,763-76.0% |
| Participant deferral / active EE | $2,349 | $4,958-52.6% | $4,371-46.3% | $5,983-60.7% |
| Admin fee / account holder | $5,307 | $7,249-26.8% | $5,948-10.8% | $11,252-52.8% |