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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,654 | $52,639-30.4% | $185,117-80.2% | $62,293-41.2% |
| Participation rate | 92.5% | 63.9%+28.7pp | 77.3%+15.3pp | 69.5%+23.0pp |
| Annual return | 13.64% | 19.57%-5.9pp | 40.50%-26.9pp | 28.90%-15.3pp |
| Employer contribution / active EE | $1,653 | $1,483+11.5% | $4,182-60.5% | $2,042-19.0% |
| Participant deferral / active EE | $2,234 | $3,097-27.9% | $5,045-55.7% | $3,169-29.5% |
| Admin fee / account holder | $1,968 | $374+426.8% | $8,159-75.9% | $479+310.6% |