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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,875 | $48,078-83.6% | $78,676-90.0% | $62,881-87.5% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.6%+26.4pp | 69.3%+30.7pp |
| Annual return | 16.17% | 31.36%-15.2pp | 62.19%-46.0pp | 20.14%-4.0pp |
| Employer contribution / active EE | $2,433 | $2,015+20.8% | $2,850-14.6% | $2,281+6.7% |
| Participant deferral / active EE | $2,863 | $2,587+10.7% | $3,517-18.6% | $3,203-10.6% |
| Admin fee / account holder | $665 | $3,206-79.3% | $4,510-85.3% | $4,296-84.5% |