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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,504 | $67,411-63.7% | $91,004-73.1% | $70,126-65.1% |
| Participation rate | 84.1% | 71.4%+12.8pp | 75.6%+8.5pp | 69.5%+14.6pp |
| Annual return | 19.15% | -40.16%+59.3pp | 4.60%+14.5pp | 73.15%-54.0pp |
| Employer contribution / active EE | $1,051 | $1,786-41.1% | $2,456-57.2% | $2,343-55.1% |
| Participant deferral / active EE | $2,494 | $2,823-11.7% | $3,548-29.7% | $3,332-25.2% |
| Admin fee / account holder | $1,560 | $4,236-63.2% | $5,417-71.2% | $4,645-66.4% |