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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,588 | $27,639+79.4% | $61,501-19.4% | $68,490-27.6% |
| Participation rate | 20.5% | 39.5%-19.0pp | 52.6%-32.1pp | 67.9%-47.4pp |
| Annual return | -19.48% | -13.19%-6.3pp | 339.04%-358.5pp | -7.85%-11.6pp |
| Employer contribution / active EE | $721 | $696+3.6% | $1,160-37.9% | $2,597-72.2% |
| Participant deferral / active EE | $1,099 | $1,264-13.0% | $2,125-48.3% | $4,028-72.7% |
| Admin fee / account holder | $2,508 | $2,012+24.6% | $2,132+17.6% | $5,403-53.6% |