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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,699 | $43,344-43.0% | $59,899-58.8% | $64,173-61.5% |
| Participation rate | 56.6% | 69.2%-12.6pp | 74.7%-18.1pp | 69.6%-13.0pp |
| Annual return | 0.00% | -1.55%+1.6pp | 3.46%-3.5pp | 7.63%-7.6pp |
| Employer contribution / active EE | $1,157 | $2,030-43.0% | $2,723-57.5% | $2,381-51.4% |
| Participant deferral / active EE | $3,597 | $2,547+41.2% | $3,402+5.7% | $3,470+3.7% |
| Admin fee / account holder | $2,582 | $3,008-14.2% | $3,592-28.1% | $4,887-47.2% |