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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,818 | $57,352-48.0% | $83,830-64.4% | $64,173-53.5% |
| Participation rate | 69.3% | 68.6%+0.7pp | 76.1%-6.8pp | 69.6%-0.2pp |
| Annual return | 4.36% | 11.38%-7.0pp | 850.97%-846.6pp | 7.63%-3.3pp |
| Employer contribution / active EE | $2,253 | $2,546-11.5% | $3,631-37.9% | $2,381-5.4% |
| Participant deferral / active EE | $3,738 | $2,993+24.9% | $4,082-8.4% | $3,470+7.7% |
| Admin fee / account holder | $11,747 | $4,046+190.3% | $5,479+114.4% | $4,887+140.4% |