Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,608 | $91,559-79.7% | $133,971-86.1% | $79,852-76.7% |
| Participation rate | 37.1% | 73.3%-36.2pp | 79.8%-42.7pp | 69.6%-32.5pp |
| Annual return | 18.96% | 61.85%-42.9pp | 45.09%-26.1pp | 31.72%-12.8pp |
| Employer contribution / active EE | $840 | $2,384-64.8% | $3,919-78.6% | $2,471-66.0% |
| Participant deferral / active EE | $2,768 | $3,734-25.9% | $5,047-45.1% | $3,740-26.0% |
| Admin fee / account holder | $4,486 | $6,321-29.0% | $8,929-49.8% | $5,306-15.5% |