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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,510 | $52,639-61.0% | $185,117-88.9% | $62,293-67.1% |
| Participation rate | 61.5% | 63.9%-2.3pp | 77.3%-15.7pp | 69.5%-8.0pp |
| Annual return | -7.02% | 19.57%-26.6pp | 40.50%-47.5pp | 28.90%-35.9pp |
| Employer contribution / active EE | $0 | $1,483-100.0% | $4,182-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,437 | $3,097-53.6% | $5,045-71.5% | $3,169-54.7% |
| Admin fee / account holder | $0 | $374-100.0% | $8,159-100.0% | $479-100.0% |