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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,583 | $150,446-75.0% | $136,297-72.4% | $147,585-74.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 22.24% | 1049.14%-1026.9pp | 5156.19%-5134.0pp | 578.58%-556.3pp |
| Employer contribution / active EE | $3,240 | $5,256-38.4% | $4,696-31.0% | $4,876-33.5% |
| Participant deferral / active EE | $5,958 | $6,631-10.1% | $6,247-4.6% | $5,439+9.6% |
| Admin fee / account holder | $394 | $10,906-96.4% | $9,244-95.7% | $10,886-96.4% |