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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,890 | $209,422-34.2% | $178,503-22.8% | $158,982-13.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.36% | 188.81%-177.4pp | 151.12%-139.8pp | 302.99%-291.6pp |
| Employer contribution / active EE | $37,967 | $5,707+565.3% | $5,011+657.7% | $4,763+697.2% |
| Participant deferral / active EE | $22,690 | $5,955+281.0% | $5,202+336.2% | $5,983+279.2% |
| Admin fee / account holder | $18,472 | $17,079+8.2% | $13,987+32.1% | $11,252+64.2% |