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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,319 | $77,817-77.7% | $123,553-86.0% | $64,173-73.0% |
| Participation rate | 78.6% | 74.7%+3.9pp | 82.3%-3.7pp | 69.6%+9.0pp |
| Annual return | -15.97% | 12.49%-28.5pp | 119.21%-135.2pp | 7.63%-23.6pp |
| Employer contribution / active EE | $4,535 | $3,014+50.5% | $4,628-2.0% | $2,381+90.5% |
| Participant deferral / active EE | $6,233 | $5,240+19.0% | $6,426-3.0% | $3,470+79.6% |
| Admin fee / account holder | $456 | $5,519-91.7% | $9,284-95.1% | $4,887-90.7% |