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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,671 | $99,644-81.3% | $86,438-78.4% | $134,532-86.1% |
| Participation rate | 50.0% | 82.1%-32.1pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -11.71% | 6787.26%-6799.0pp | 4397.19%-4408.9pp | 418.27%-430.0pp |
| Employer contribution / active EE | $3,104 | $4,402-29.5% | $3,769-17.7% | $4,741-34.5% |
| Participant deferral / active EE | $3,879 | $7,247-46.5% | $6,952-44.2% | $6,401-39.4% |
| Admin fee / account holder | $26,459 | $8,375+215.9% | $6,733+293.0% | $11,429+131.5% |