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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,445 | $69,012-71.8% | $160,009-87.8% | $68,486-71.6% |
| Participation rate | 34.3% | 65.4%-31.1pp | 78.0%-43.7pp | 67.9%-33.6pp |
| Annual return | -17.73% | -9.65%-8.1pp | 408.85%-426.6pp | -7.85%-9.9pp |
| Employer contribution / active EE | $887 | $2,212-59.9% | $4,225-79.0% | $2,597-65.8% |
| Participant deferral / active EE | $1,928 | $4,212-54.2% | $6,183-68.8% | $4,028-52.1% |
| Admin fee / account holder | $43 | $4,798-99.1% | $8,715-99.5% | $5,404-99.2% |