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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,828 | $110,551-65.8% | $80,741-53.1% | $167,536-77.4% |
| Participation rate | 29.4% | 64.0%-34.5pp | 54.2%-24.8pp | 82.1%-52.7pp |
| Annual return | 11.65% | 120.57%-108.9pp | 87.30%-75.7pp | 478.82%-467.2pp |
| Employer contribution / active EE | $1,107 | $1,543-28.3% | $1,160-4.6% | $4,839-77.1% |
| Participant deferral / active EE | $3,985 | $2,870+38.8% | $2,145+85.8% | $6,342-37.2% |
| Admin fee / account holder | $604 | $4,547-86.7% | $3,380-82.1% | $12,315-95.1% |