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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,744 | $88,754+7.9% | $81,820+17.0% | $145,877-34.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.84% | 1031.77%-1015.9pp | 777.93%-762.1pp | 551.28%-535.4pp |
| Employer contribution / active EE | $5,316 | $3,085+72.3% | $2,915+82.4% | $4,663+14.0% |
| Participant deferral / active EE | $19,492 | $4,648+319.4% | $4,323+350.9% | $6,691+191.3% |
| Admin fee / account holder | $478 | $8,424-94.3% | $7,391-93.5% | $13,402-96.4% |