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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,802 | $107,363-91.8% | $92,909-90.5% | $152,897-94.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.09% | 145.63%-124.5pp | 109.44%-88.3pp | 345.43%-324.3pp |
| Employer contribution / active EE | $1,384 | $4,222-67.2% | $3,653-62.1% | $4,764-71.0% |
| Participant deferral / active EE | $3,110 | $4,848-35.9% | $4,238-26.6% | $5,851-46.9% |
| Admin fee / account holder | $1,367 | $7,082-80.7% | $5,795-76.4% | $11,599-88.2% |