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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,171 | $100,938-60.2% | $90,461-55.6% | $158,982-74.7% |
| Participation rate | 65.2% | 75.0%-9.8pp | 72.7%-7.5pp | 82.0%-16.7pp |
| Annual return | 24.36% | 1727.20%-1702.8pp | 1294.76%-1270.4pp | 302.99%-278.6pp |
| Employer contribution / active EE | $669 | $3,691-81.9% | $3,264-79.5% | $4,763-85.9% |
| Participant deferral / active EE | $3,031 | $4,350-30.3% | $3,964-23.5% | $5,983-49.3% |
| Admin fee / account holder | $117 | $6,510-98.2% | $5,617-97.9% | $11,252-99.0% |