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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,032 | $88,710-26.7% | $81,783-20.5% | $145,959-55.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.98% | 1027.26%-1018.3pp | 775.05%-766.1pp | 561.95%-553.0pp |
| Employer contribution / active EE | $2,819 | $3,083-8.6% | $2,913-3.2% | $4,661-39.5% |
| Participant deferral / active EE | $4,117 | $4,645-11.4% | $4,320-4.7% | $6,689-38.4% |
| Admin fee / account holder | $704 | $8,407-91.6% | $7,380-90.5% | $13,398-94.7% |