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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,032 | $88,815-26.8% | $81,882-20.6% | $145,897-55.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.98% | 1033.75%-1024.8pp | 779.47%-770.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $2,819 | $3,086-8.7% | $2,916-3.3% | $4,663-39.6% |
| Participant deferral / active EE | $4,117 | $4,647-11.4% | $4,323-4.8% | $6,689-38.5% |
| Admin fee / account holder | $704 | $8,434-91.7% | $7,360-90.4% | $13,390-94.7% |