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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,246 | $55,449-63.5% | $83,831-75.8% | $56,289-64.0% |
| Participation rate | 20.8% | 68.0%-47.2pp | 76.1%-55.4pp | 69.9%-49.1pp |
| Annual return | 53.41% | -1.38%+54.8pp | 850.99%-797.6pp | -9.96%+63.4pp |
| Employer contribution / active EE | $760 | $2,430-68.7% | $3,631-79.1% | $2,111-64.0% |
| Participant deferral / active EE | $1,612 | $2,935-45.1% | $4,082-60.5% | $3,350-51.9% |
| Admin fee / account holder | $1 | $656-99.8% | $5,479-100.0% | $521-99.8% |