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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,489 | $124,980-86.8% | $108,359-84.8% | $154,746-89.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 19.62% | 45.00%-25.4pp | 36.89%-17.3pp | 172.34%-152.7pp |
| Employer contribution / active EE | $1,016 | $2,851-64.3% | $2,399-57.6% | $4,379-76.8% |
| Participant deferral / active EE | $2,613 | $4,743-44.9% | $4,137-36.8% | $6,730-61.2% |
| Admin fee / account holder | $1,103 | $11,502-90.4% | $9,741-88.7% | $14,365-92.3% |