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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,489 | $112,729-85.4% | $98,716-83.3% | $137,256-88.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 19.62% | 38.48%-18.9pp | 31.81%-12.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,016 | $2,725-62.7% | $2,279-55.4% | $4,156-75.5% |
| Participant deferral / active EE | $2,613 | $4,640-43.7% | $4,048-35.4% | $6,407-59.2% |
| Admin fee / account holder | $1,103 | $10,129-89.1% | $8,703-87.3% | $12,270-91.0% |