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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,433 | $106,923-91.2% | $84,023-88.8% | $152,909-93.8% |
| Participation rate | 89.5% | 75.3%+14.2pp | 69.0%+20.5pp | 82.5%+7.0pp |
| Annual return | 23.35% | 105.02%-81.7pp | 71.32%-48.0pp | 345.46%-322.1pp |
| Employer contribution / active EE | $689 | $2,735-74.8% | $1,984-65.3% | $4,764-85.5% |
| Participant deferral / active EE | $2,785 | $4,013-30.6% | $3,239-14.0% | $5,851-52.4% |
| Admin fee / account holder | $838 | $8,289-89.9% | $6,102-86.3% | $11,601-92.8% |